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Why You’ll Love Having an Independent Insurance Agent

Did you know there are a few benefits that come along with having an independent insurance agent? Insurance can be purchased online but that doesn’t mean it should be. It’s not always clear what you’re going to get. Plus, if the price looks too good to be true, it probably is. It’s like the time you thought you were getting a great deal on a speedometer for your motorcycle only to find out it’s better used as a…um…compass?

By purchasing insurance via an independent agent, you’re much more likely to make a better financial decision. Not only are agents extremely knowledgeable about the complicated world of insurance, but they will actually do the shopping for you.

Let’s take a look at five benefits of using an insurance agent.

Too long; didn’t read version of this article:


They’ll Do the Shopping for You

An independent insurance agent is like a personal shopper

If you don’t already know what an independent insurance agent is, no worries! That’s why we’re here. Simply put, Independent agents work with multiple insurance carriers (like Erie and Travelers) in order to find you the best coverage at the best price.

For example: You go to your local agency looking for new home and auto policies. Your agent will ask you some questions, discuss a few options with you, and get quotes from Carrier A, Carrier B, and Carrier C. Your agent will then outline any differences between the policies and ultimately help you decide what’s best for you. Pretty cool, right?

Heads up: This meeting or phone call is a great time to ask any questions you may have. Here’s why…

Independent Insurance Agents Know Their Stuff

Independent insurance agents are not only trained but licensed to sell insurance. In short, they know their stuff.

Consider this: If your bank offers you auto insurance, you may end up with a policy at the end of the day. Mission accomplished, right? But would you go to an insurance agency to open up a bank account? We are extremely inclined to say no here.

The point is, insurance agents specialize in insurance. They know the ins-and-outs of all the technicalities, including how to get you the best prices and why certain coverages are important.

Another cool thing about having an insurance agent?

They’re in Your Neighborhood

Having an insurance agent likely means you’ve chosen to go local. Nice! So, what does this mean?

  1. Help is just around the corner.
  2. You’re supporting a local business which benefits your community.
  3. Your agent knows the area. They know which unique risks come with living nearby and can help protect you from them.

Plus, when you go local, you’re more likely to get personal service.

A Personal Experience

Independent insurance agent helping couple find a policy that fits them

By purchasing insurance through a local agent, you’re way more likely to get a personal experience. Most agents will get to know you and your family, allowing them to provide you with service that goes above and beyond what you’d get online.

If you purchase auto insurance and end up having an accident, you won’t want to be just another number calling to make a claim. An independent insurance agent will give you the caring service when you need it most.

Speaking of a personal experience…

Life Changes Quickly

Whether you’re getting married, having children, purchasing your first (or 11th) home, or chasing your dreams by starting your own business, your agent will be there for you. Life has many milestones, each potentially requiring a little added protection. Together with your agent, you can make sure you’re covered every step of the way.

Ready to Find Your Own Independent Insurance Agent?

If you’re looking for an independent insurance agent in Pennsylvania to call your own, we’re here and ready to help. With Unruh Insurance Agency, you’ll get your own agent, 45 years of agency expertise, and caring service throughout all of life’s worries.

When you’re ready, reach out and let us know how we can help.

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    Unruh Insurance Agency, Inc.
    335 Main Street
    Denver, PA 17517
    P: 717-335-2929 | F: 717-335-2923

    Mon. – Fri. : 8:00 am – 5:00 pm
    Sat. : Closed
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    Shady Maple Complex

    Unruh Insurance Agency, Inc.
    1344 Main Street
    East Earl, PA 17519
    P: 877-854-3309 | F: 717-351-5431

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    Sat. : Closed
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