Unruh Insurance Agency
You’re driving down a road at dusk and you hit a deer (poor guy!) causing $4,000 in damages to your vehicle.
01
You file a claim with your insurance company so that they will cover your repairs (luckily you have comprehensive coverage on your auto policy, at least in our example).
02
Your car gets repaired. With comprehensive coverage in place, you pay your deductible – $500 for example – and your insurance company pays the remaining $3,500.
03
You may be required to have comprehensive coverage if you lease or finance your car. But if it’s up to you, “other than collision” is a good option to keep in mind.
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