The Total Coverage Blog
A car accident is something we hope you never have to experience. However, they can happen to anyone, no matter how careful you may be when getting behind the wheel. And while it’s essential to take preventive measures, knowing what to do after a car accident is equally important.
Being prepared in the event of an accident can make a significant difference in ensuring your safety, protecting your rights, and minimizing stress.
In this article, we will provide a step-by-step guide on what to do when you are in a car accident.
The safety of everyone involved should be your top priority. Ensure that you and your passengers are ok. If someone is injured, call 911 for immediate medical assistance.
If possible, move your vehicle to the side of the road or a safe parking area to prevent further accidents. Turn on your hazard lights to alert other drivers.
Call the police to report the accident, even if it seems minor. If you don’t know the number of your local police department, calling 311 will provide you with that information.
The police will then create an official accident report, which can be invaluable for insurance claims and legal matters.
After an accident, it’s important to collect as much information as possible.
Contact your local agent during business hours to initiate the claims process. If it’s after hours, your insurance company will be able to help you with this, along with towing or rental vehicles.
Quick tip: Some insurance carriers will reimburse you for an Uber or Lyft ride from the scene of the accident.
Additionally, be prepared to provide all the information you collected at the scene, including the police report, witness statements, and photos.
Then, simply follow your carrier’s instructions and deadlines for filing a claim.
Being involved in a car accident can be a stressful and overwhelming experience. However, by following these steps, you will be well-prepared to protect yourself, your rights, and your well-being. Remember that safety comes first, and the steps outlined in this guide will help you navigate the aftermath of an accident efficiently and effectively.
If you are looking to get more from your auto policy or want the top-notch service of a local agency, we can help.