Unruh Insurance Agency

The Total Coverage Blog

What to Do After a Car Accident

A car accident is something we hope you never have to experience. However, they can happen to anyone, no matter how careful you may be when getting behind the wheel. And while it’s essential to take preventive measures, knowing what to do after a car accident is equally important.

Being prepared in the event of an accident can make a significant difference in ensuring your safety, protecting your rights, and minimizing stress.

In this article, we will provide a step-by-step guide on what to do when you are in a car accident.

What to Do After a Car Accident: Step-by-Step

1 – Safety First:

The safety of everyone involved should be your top priority. Ensure that you and your passengers are ok. If someone is injured, call 911 for immediate medical assistance.

If possible, move your vehicle to the side of the road or a safe parking area to prevent further accidents. Turn on your hazard lights to alert other drivers.

2 – Call the Police:

Call the police to report the accident, even if it seems minor. If you don’t know the number of your local police department, calling 311 will provide you with that information.

The police will then create an official accident report, which can be invaluable for insurance claims and legal matters.

3 – Document the Accident:

After an accident, it’s important to collect as much information as possible.

  • Date, time, and location of accident.
  • Contact information for other drivers, passengers, and witnesses, including full names.
  • Insurance company and policy number for drivers involved.
  • Type, color, model and license plate numbers of other vehicles involved.
  • Name and badge number of all responding officers and copy of the accident report.
  • A description of what happened, while it is still fresh in your mind.
  • Photos of the involved vehicle from different angles, showing the damage done to both cars.
  • Name and address of the garage or location vehicle was towed to, if needed.
What to do after a car accident

4 – Start the Claims Process:

Contact your local agent during business hours to initiate the claims process. If it’s after hours, your insurance company will be able to help you with this, along with towing or rental vehicles.

Quick tip: Some insurance carriers will reimburse you for an Uber or Lyft ride from the scene of the accident.

Additionally, be prepared to provide all the information you collected at the scene, including the police report, witness statements, and photos.

Then, simply follow your carrier’s instructions and deadlines for filing a claim.

Being Well-Prepared

Being involved in a car accident can be a stressful and overwhelming experience. However, by following these steps, you will be well-prepared to protect yourself, your rights, and your well-being. Remember that safety comes first, and the steps outlined in this guide will help you navigate the aftermath of an accident efficiently and effectively.

Knowing you have a great auto policy like Erie’s and friendly customer service from your local agency can help too.

If you are looking to get more from your auto policy or want the top-notch service of a local agency, we can help.

Share This:

Contact Unruh Insurance

    Stay Up-To-Date On All Things Insurance!

    Downtown Denver

    Downtown Denver

    Unruh Insurance Agency, Inc.
    335 Main Street
    Denver, PA 17517
    P: 717-335-2929 | F: 717-335-2923

    Mon. – Thurs. : 8:30 am – 5:30 pm
    Fri. : 8:30 am – 5:00 pm
    Sat. : 9:00am - 12:00pm
    Shady Maple

    Shady Maple Complex

    Unruh Insurance Agency, Inc.
    1344 Main Street
    East Earl, PA 17519
    P: 877-854-3309 | F: 717-351-5431

    Mon. – Thurs. : 8:30 am – 5:30 pm
    Fri. : 8:30 am – 5:00 pm
    Sat. : Closed
    Skip to content