The Basics
With Medicare parts A and B, deductibles and coinsurance for Medicare-provided services are still your responsibility. However, a Medicare Supplement plan from Erie Family Life is designed to cover those costs so you pay less out-of-pocket.
Medicare Part A
(Hospital insurance)
Helps to cover:
- Inpatient hospital care
- Skilled nursing facility care
- Hospice care
- Certain home and health care services
Medicare Part B
(Medical insurance)
Helps to cover:
- Physician fees
- Outpatient hospital services
- Durable medical equipment
- Some preventative services
Medicare Supplement
(Medigap Insurance)
Helps to cover:
- Basic benefits (including hospice care)
- Medicare Part A deductible
- Medicare Part A daily hospital copayments
- Medicare Part B copayments
- Medicare Part B excess physician charges
- Skilled nursing facility care copayments
- Emergency care in a foreign country
