Stay Protected: Why Regular Insurance Reviews Matter

In today’s fast-paced world, change is the only constant. Whether it’s a new car, a home renovation, or even an addition to your family, life is full of moments that can impact your insurance needs. That’s why regularly requesting insurance reviews is more important than you might think.

Why Schedule Insurance Reviews?

Insurance isn’t a “set it and forget it” kind of deal. Your life evolves, and so do the risks you face. By scheduling regular insurance reviews, you and your agent (hopefully that’s us!) can ensure that your coverage keeps pace with your life. This way, you’re always protected, no matter what comes your way.

Stay Up-to-Date with New Endorsements

The insurance industry is constantly evolving, and new policy endorsements are introduced all the time. These endorsements can offer additional coverage or benefits that might be just what you need. By reviewing your policy regularly, you’ll be the first to know about these opportunities to enhance your protection.

Take a look at a few different endorsements you can add to Erie’s home and auto policies:

Erie Auto Endorsements

• ERIE offers Transportation Expense coverage for customers who don’t have access to their vehicle for a particular time period due to a covered accident or other covered loss.
• The ERIE Auto Plus® endorsement includes Diminishing Deductible and extends limits to the basic auto policy.
• ERIE’s Auto Security coverage endorsement offers customers the opportunity to replace a totaled vehicle without worry of depreciation.

Erie Home Endorsements

• Extended Water provides the protection you need from inland flooding, tidal water, storm surge, or mudflow and mudslide.
• Service Line Coverage: ErieSecure® homeowners insurance (Plus or Select bundles) include coverage for damage to underground piping and wiring that provide essential services to your home.
• With Equipment Breakdown Coverage, you can get an extra cushion of protection for major appliances and home systems with ErieSecure Home® and the Select bundle, when you also have Sewer and Drain Backup Coverage.

Understand Your Coverage

Insurance policies can be complex, but understanding your coverage doesn’t have to be. When you review your policies, a good insurance agent will take the time to explain everything in plain language. They will ensure that you know exactly what’s covered, what isn’t, and if there are any gaps that need to be addressed.

Let’s Talk (About Insurance Reviews)

We understand that life is busy, and insurance might not be at the top of your to-do list. That’s why we’re here to make the process as simple and straightforward as possible. A regular insurance review is a quick and easy way to ensure your coverage is up to date and aligned with your current needs.

So, when was the last time you reviewed your insurance? If you’re already part of the family at Unruh Insurance Agency and it’s been a while, reach out to us. We’re here to help you stay protected, no matter what life has in store.

If you’re not currently a client with us, we’ll be happy to hear from you. Our agents can review your current policies and price shop for you to ensure you get the best coverage at a fair price. Start by requesting a quote here.