The Total Coverage Blog
When you hit the road, you want to feel secure that you are backed by an insurance plan that has you covered no matter what happens. That’s why drivers often ask us, “What is comprehensive car insurance?” However, there is no such thing as comprehensive car insurance — but “comprehensive” is a specific coverage type you can add on to your auto insurance plan.
At Unruh Insurance, we’re a PA Auto Insurance Agency that makes it easy to understand the ins and outs of insurance. In today’s blog, we’re explaining what comprehensive coverage is, what it covers, and why it can be an advantage for drivers. As always, we make it simple to get a quote on the insurance coverage you need — request your FREE quote today!
While “What is comprehensive car insurance?” isn’t exactly the right question, it definitely puts you on the right track. Adding comprehensive coverage to your policy can expand the coverage of your vehicle — and it can give you the ready-for-anything confidence you need. Comprehensive coverage protects your vehicle from other types of damage beyond collision.
Here’s what comprehensive coverage can include:
Meant to go hand in hand with collision coverage, comprehensive coverage options are often included in most of the auto policies we write. While this coverage type is not legally necessary, if you have a loan on your car, your loan holder will require you to add it.
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However, even if it isn’t a requirement, most drivers still opt for it. The monthly addition to your premium is fairly small compared to the coverage you get in return. From our many years of experience, this additional coverage is worth it to protect the asset that is your car — and it gives you true peace of mind.
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As is the case with wondering “what is comprehensive car insurance?” there isn’t always a simple answer. This is why it is so important that you have someone knowledgeable to talk to about these important financial decisions.
At Unruh Insurance, we’re a midsize insurance agency that has the advantages of a huge company, while offering one-on-one relationships with our clients. This lets us be the best of both worlds when it comes to auto insurance coverage.
You can call us or stop by and visit one of our locations to have a discussion with your insurance agent and get real answers on the spot. Whether you’re contemplating adding new coverage or have questions after filing a claim, our team is always there to help.
Another reason to trust Unruh Insurance, we always offer FREE quotes, so get yours today!